Archive for January, 2009

Do car insurance companies know when you receive a moving violation?

Friday, January 30th, 2009

npbassman asked: When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are ...

How long do car accidents affect my insurance rates?

Thursday, January 29th, 2009

crizzy u asked: I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) insurance company just settled this claim. Is this going to affect my rates for ...

How soon after auto insurance claim do premiums go up?

Wednesday, January 28th, 2009

happyme asked: I am in the process of filing an auto insurance claim (it wasn't an accident, but I did cause some damage to my car due to icy road conditions; I hit a curb). Now, when do premiums usually go up? At next renewal, or immediately?

Is it normal for Car Insurance Companies to take your car after filing a claim?

Tuesday, January 27th, 2009

Destiny B asked: Basically I was in a car wreck, I filed a claim against the other driver's insurance company, they agreed to pay me the face value of the car instead of repairing my vehicle. Today they called and are talking about wanting to pick up the car and ...

What is the best car insurance for a decent price?

Monday, January 26th, 2009

kadykakes asked: I'm 19 and I will be getting my first car soon, and I have to look for insurance. Which insurance is the best and has a decent monthly cost?

Do auto insurance companies receive money for taking older vehicles off the road?

Monday, January 26th, 2009

Caraleigh asked: Auto insurance companies seem to total older cars whether or not they are in great condition. This made me wonder whether auto insurance companies get paid by the state or whoever to total older cars.

What are thr penalties for not having auto insurance in PA?

Monday, January 26th, 2009

queenB_811 asked: My car is getting repaired, so I borrowed my friend's car and I ended up getting into an accident. She never told me that she does not have auto insurance on that car. What will the penalties be for me and her? Please Help! Thanks!

How can I get auto insurance for a car not in my name?

Sunday, January 25th, 2009

wenpeek asked: I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can ...

What UK car insurance companies will consider my Canadian driving experience?

Friday, January 23rd, 2009

Anthony D asked: I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). ...

What will lienholder do if I reduce auto insurance coverage?

Wednesday, January 21st, 2009

Robert K asked: I'm switching from GMAC to Capital One, but I can't afford full coverage auto insurance anymore. When I reduce it, will Capital One find out and what would they do?