If you were given a vehicle as a gift. How can you get a new title with out auto insurance?
Friday, April 24th, 2009 at
6:34 pm
Wayne F asked:
My friend gave me a car as a gift, and I don’t have the money to insure it right now. My friend already sign the car over to me, how can i get a new title in my name with out the auto insurance?
My friend gave me a car as a gift, and I don’t have the money to insure it right now. My friend already sign the car over to me, how can i get a new title in my name with out the auto insurance?
Tagged with: Auto Insurance • Money • New Auto
Filed under: Auto Insurance
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Boy, that’s a tough question. Maybe try calling a broker (they’re usually very helpful). Or try looking on FreeInsuranceAdvice.com.
You can get a new title in your name without insurance. You will need to have insurance when you register the vehicle. Just owning the vehicle & leaving it parked (off the road if you do not have plates or insurance) does not mean you have to have insurance on it. DO NOT drive it until you have plates and insurance on it.
You can’t, park it till you can afford insurance.
You can get a new title. You can not get it registered or get plates for it without insurance.
If your state requires insurance to title a vehicle, then you will need to at least, begin the policy, then cancel it after you have received the title. Most states want to see proof of insurance when you purchase the tabs/registration, not to title the car only. Also, for the sales tax portion of the transfer, you will probably need a statement from your friend that the car is a gift, and that sales tax was previously paid. Some states require this to be notorized, some not.