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Auto insurance premiums work by using a rate calculator to determine the potential value of personal injury protection (PIP), property damage, uninsured motorist and collisions. Find out how premiums differ for different types of vehicles and individuals in thisfree video from a licensed insurance agent about automobile insurance information. Expert: James Burrows Contact: www.resurgencegrp.com Bio: James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance, and auto insurance. Filmmaker: Christopher Rokosz

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